Your money
deserves to
work harder.
Whether you’ve lost money in ajo drama, can’t stop spending your savings, or have funds sitting idle earning nothing — SquiStack turns your naira into dollar-denominated yield up to 100%+ APY.
Total Portfolio
$482.50
≈ ₦772,000
AutoSave
₦5,000/week · 🔥 14-day streak
100%+
$120.00
SafeLock
Unlocks in 62 days
55%+
$240.00
JointVault
3 slots · +$6 yield/mo
100%+
$150.00
African savings
is fundamentally
broken.
Whether you’ve been cheated out of ajo money, can’t stop spending your savings, or have hundreds of thousands sitting idle earning 4% while inflation runs at 28% — the system is working against you.
SquiStack was built for exactly these three problems. Not as an afterthought — as the core product thesis.
Nigeria Inflation
28%+
Annual inflation rate while your bank savings account pays 4%. Every year you wait, your naira buys less.
Informal Savings at Risk
$180B
Annual value in African ajo, esusu & njangi groups — with zero recourse when organisers vanish.
DeFi Yield — Inaccessible
100%+
Annual yields available in DeFi — inaccessible to 99% of Africans due to seed phrases, gas, and complexity.
Four vaults.
One decision.
Use one or run all four simultaneously. Each targets a real savings behaviour — not a product category.
100%+
APY · variable*
AutoSave
Savings that happen without you.
Set a custom amount and frequency. Auto-debited and deployed immediately. No lock — withdraw anytime. Designed to build the habit by removing the choice entirely.
55%+
APY · scales with lock*
SafeLock
Lock it. Earn more. Can't touch it.
Custom amount, 6-month minimum term. The longer you lock, the higher the yield. On-chain time-locked — physically inaccessible until maturity.
100%+
APY · full stack*
CryptoFlex
Full yield stack. Maximum potential.
Access the entire SquiStack yield engine — DeFi lending, leveraged looping, token rewards, and market-making spread. Custom amount and term, 6-month minimum.
100%+
APY · per slot*
JointVault
Ajo — reimagined on-chain.
Buy slots at $50/slot/month. Hold as many as you want. 1-year term. Smart contract locked — no admin can ever touch it. Monthly yield payouts. Principal returned at maturity.
* All APY figures are variable and reflect historical performance of the SquiStack yield stack. Past performance does not guarantee future results. Please read the full Risk Disclosure before depositing.
From naira to yield
in four steps.
Open on Telegram
Search @SquiStackBot or tap any link. No download, no app store. The full product lives inside Telegram as a Mini App.
Sign in — one tap
Telegram auth if you're already inside Telegram. Email or wallet via Privy otherwise. Your non-custodial wallet is created automatically. No seed phrases, ever.
Verify in 3 minutes
KYC via Smile Identity. NIN or passport + selfie. African-native verification — fast, accurate, no paper forms.
Choose a vault and earn
AutoSave, SafeLock, CryptoFlex, or JointVault. Deposit NGN or USDC. We handle everything. Withdraw to your NGN bank account at maturity.
Blockchain
Base L2
Coinbase's Ethereum L2. ~$0.01/tx. Deep DeFi liquidity.
Yield Protocol
Aave v3
Battle-tested lending. $8B+ TVL. Backbone of the yield stack.
Auth + Wallets
Privy
MPC embedded wallets. No seed phrases. Native Telegram auth.
Identity
Smile Identity
African-native KYC. NIN, BVN, Ghana Card, Kenyan National ID.
Fiat On-ramp
Transak + Paystack
NGN/USD → USDC. Nigerian bank debit for AutoSave recurring.
Distribution
Telegram Mini App
50M+ users in Nigeria alone. Zero download friction. Instant reach.
Real people.
Real yields.
“I've been in three ajo groups. One organiser ran. One member defaulted. With JointVault my money sits on a smart contract — nobody is running anywhere.”
Chukwuemeka A.
Lagos · JointVault · 3 slots
“SafeLock is exactly what I needed. I literally cannot touch the money. The naira fell again but my savings are in dollars and still earning.”
Adaeze O.
Abuja · SafeLock · 12 months
“I had ₦2M sitting in GTB doing nothing. Moved to CryptoFlex. The first month's yield alone beat what the bank would've paid me all year.”
Kelechi M.
Port Harcourt · CryptoFlex
Start today
Your money is losing
value right now.
Every day your naira sits idle is a day it loses purchasing power. Join thousands of Nigerians saving smarter — in dollars, on a platform no single person can tamper with.
Open SquiStack on TelegramFree · No crypto knowledge · NGN + USDC · *APY is variable